These charts illustrate recent trend estimates by line of coverage provided by several large commercial insurance carriers. The carriers provided both National and Michigan trend estimates. These estimates vary among the sources depending on several variables such as the demographics of a carrier’s book of business, degree of cost control measures, plan exclusions / limitations, etc. These trend estimates can be used as a tool to forecast a company’s future claim costs in a self-funded environment.
Carrier Medical Trend Survey for 4th Quarter 2015
Carrier Prescription Drug Trend Survey for 4th Quarter 2015
Carrier Dental Trend Survey for 4th Quarter 2015
They must have a high bar for who they are hiring because I don’t think they take just anybody.I think they’ve got real rigid standards and expectations of their employees. And it shows.