Latest Quarter Trends

These charts illustrate recent trend estimates by line of coverage provided by several large commercial insurance carriers. The carriers provided both National and Michigan trend estimates. These estimates vary among the sources depending on several variables such as the demographics of a carrier’s book of business, degree of cost control measures, plan exclusions / limitations, etc. These trend estimates can be used as a tool to forecast a company’s future claim costs in a self-funded environment.

Carrier Medical Trend Survey for 4th Quarter 2015

Average Medical Trends

Carrier Prescription Drug Trend Survey for 4th Quarter 2015

Average Rx Trends

Carrier Dental Trend Survey for 4th Quarter 2015

Average Dental Trends

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It seems like I get dozens of phone calls a week from people that would love to come in and try to quote our business. But at this point I don’t know that anybody can bring the level of professionalism that MMA Michigan does.

— A. Raymond Tinnerman